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First Time Homebuyer

"A house is made with walls and beams. A home is built with love and dreams." Ralph Waldo Emerson

As a first-time homebuyer, the prospect of owning a home is exciting, but it can also be quite overwhelming. If you’re not sure what to expect, don’t worry, that’s why we’re here. We’ll guide you every step of the way, from figuring out what you can afford to the best loan for your situation whatever your needs are. At U.S. Mortgage Funding, our team makes the process easy so that you know what to expect every step of the way. 

Custom-created loans for first-time homebuyers.

Our 1-on-1 personalized approach makes us the ideal lender for first-time homebuyers. We explain the process thoroughly and make sure to answer all of your questions to ensure a smooth finish to your moving day. We offer many types of loans including Non-Conforming Jumbo, Non-QM, FHA, VA, and Conventional Loans.

Why use U.S. Mortgage Funding for your first home loan?

Our seasoned Team of Mortgage Bankers has been helping first-time homebuyers qualify for decades. At U.S. Mortgage Funding, you’ll work with the same knowledgeable Mortgage Banker from start to finish. Our team of Mortgage Bankers are experts in their field, with over 10 years of experience on average, and they close loans in weeks.

U.S. Mortgage Funding also has exclusive programs that make the process simple. With our revolutionary GoodToGo program, you get a fully underwritten credit approval before you even start looking for your dream home. This gives you an advantage over other potential buyers who may only be pre-qualified or pre-approved.

Our Guaranteed On-Time Closing program ensures that you won’t miss your closing. If you do, we’ll pay you up to $1,190. 

Have questions? 

We can answer those questions and more. Call U.S. Mortgage Funding to speak with one of our Home Loan experts today at 312-448-8763. We look forward to serving you and all of your home buying needs.