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Refi Loan Process

How a Mortgage should fit. Custom tailored for your future.

At U.S. Mortgage Funding, our personal and streamlined approach makes getting a new mortgage easy. We’ll guide you through the process. When you call or fill out our no obligation form, we assign you a dedicated Mortgage Banker. This knowledgeable Mortgage Banker will answer all of your questions and guide you through every step of the process from start to finish. As a Mortgage Banker, you’ll work with only us. 

Not sure what type of loan you need? We’ll find the best solution for your specific situation. Your Mortgage Banker will then let you know what documents are needed, have your home appraised, and be there through closing.

What are the steps in the loan process?

Whether you’re refinancing, purchasing your first home, or buying your next home, our mortgage specialists will guide you through every step of the loan process.


Your Mortgage Banker will ensure you have all the documents needed and assist you with the application process from start to finish.


After reviewing and signing off on the necessary paperwork and evaluating your credit, your Mortgage Banker will help determine your eligibility and find the best loan available. In some instances, your home may need to be appraised before approval.


After an easy application and official approval, you’ll attend a “closing” where you’ll be asked to review and sign final loan documentation.

How long does the home loan process take?

Our Mortgage Bankers begin working immediately to identify what type of mortgage is right for you. The streamlined U.S. Mortgage Funding approach means the entire process will be as simple as possible, with many loan processes wrapped up in as little as 20 days after receiving all application documents.

Finding a mortgage company you can trust to help ensure your closing happens on time is important. Since U.S. Mortgage Funding is a Banker, we are able to streamline the home loan process to ensure a fast on-time closing. 

What types of information and documentation will be needed?

The types of documents needed for a loan application vary by loan type, and there are many types of home loans available. APPLICATION CHECKLIST.

Contact U.S. today at 1-312-448-8763 or via our contact page for more information.